New PAN Card Apply Guide

Both NSDL and UTIITSL are authorized by Income Tax Department for PAN card processing. NSDL (National Securities Depository Limited) and UTIITSL (UTI Infrastructure Technology and Services Limited) are equally valid. Differences: 1) Different websites and interfaces, 2) Slightly different fee structures, 3) Different acknowledgment tracking systems, 4) Different customer support contacts. Both provide same services and PAN cards. Choice depends on personal preference. Both portals accept online applications and provide e-PAN instantly.

PAN card delivery time: 1) e-PAN (digital): Instantly via email after online application approval, 2) Physical PAN card: 15-20 working days for online applications, 3) Offline applications: 4-6 weeks. Time may vary based on document verification and postal services. You can track status using acknowledgment number on respective portal. If not received within expected time, contact NSDL/UTI helpline. For urgent requirements, e-PAN can be used which is equally valid as physical card.

Yes, you can apply for PAN card without Aadhaar. While Aadhaar is the most convenient document, other identity proofs are accepted: Passport, voter ID, driving license, ration card, etc. However, if you have Aadhaar, it's recommended to provide it as it simplifies the process. For online application, Aadhaar based e-KYC makes process faster. Without Aadhaar, you may need to submit additional documents. PAN-Aadhaar linking is mandatory for taxpayers, so you'll need to link them eventually.

e-PAN is digitally signed PAN card in PDF format sent via email. It is equally valid as physical PAN card for all purposes. e-PAN contains QR code for verification, digital signature of issuing authority, and same details as physical card. You can print e-PAN and use it anywhere. e-PAN is issued instantly after online application approval, while physical card takes 15-20 days. According to Income Tax Department, e-PAN is legally valid for all financial transactions, KYC, and identification purposes.

Yes, NRIs and foreign citizens can apply for Indian PAN card if they have taxable income in India or need to conduct financial transactions. Process: Use Form 49AA (for foreigners) instead of Form 49A. Documents: Passport copy, PIO/OCI card (if applicable), overseas address proof. Fee: ₹989 for foreign address applications. NRIs can apply online through NSDL/UTI portals. PAN is required for NRIs who have income sources in India, property transactions, investments, or bank accounts above specified limits.